== Ravi Dwivedi's personal website ==

Issues with online payment

Last Updated: 09 October 2021

When we pay online (say, using Paypal) or using credit cards, debit cards, this identifies us in the transaction. Credit card companies like Visa, Mastercard also get this information. This puts users under surveillance (unless the transaction is under the user’s name) and this is an injustice. These payment gateways also pose a threat to our freedom in many ways. They use their power to censor, discriminate, spy on users.

We need online payments which respect users' freedom - do not spy on them and from which nobody can be excluded under any conditions, just as cash does not spy on people and does not exclude anyone to use it. Also, obviously, there should not be any requirement to use proprietary software for the payments. The payment system must be accessible through free software.